• Coffee Seedlings at Nursery

  • Sugar Plantation

  • Ripe Coffee

  • Coffee Drying Process

  • Sugar cane Harvest

  • Sugar Bags


The product aims to reduce side-selling among smallholder growers by encouraging farmers to market their coffee through the established coffee supply chain. The product aims at availing part of the coffee payment (percentage of the expected coffee proceeds) to coffee farmers during picking or harvesting period. The payment acts as an incentive to coffee farmers to deliver their coffee through respective societies.

Product features:

  • Processing fees : 1.5% on amounts borrowed.
  • Interest rates : 5% p.a on reducing balance.
  • Repayment Period: Maximum period of 8 months
  • Loan size: The maximum amount depends on purpose, coffee harvested and capacity to pay
  • Target: estate growers, Cooperative Societies, Coffee unions and Associations